From session 13 I learned about housing and community development policies that has been created throught time to help reduce poverty
The Housing Act of 1937- goal was to reduce unemployment and increase business acitivity and also eliminate unsafe housing conditions.
Housing and Community Development Act of 1974- Created the community development grant which was given to metropolitan cities and urban coutnies; to expand affordable housing and economic opportunities.
Home Mortgage Disclosure Act of 1976- Required every bank to disclose what address they was giving loans to reduce redlining.
National Affordable Housing Act of 1990- Created block grants for state and local governments called HOME and HOPE. This was created to tie more housing with the social service program and to increase home ownership for low income households.
The HOPE grant goal is to improve neighborhoods by rebuilding poor public housing communities by creating mixed income communties in the nieghborhood and also assist residents with better housing through section 8. Over $5 billion has been spent to replace public housing projects with better communities. Where residents only pay %30 of the monthly adjuested income for rent.
Benefits of Housing Vouchers
- Children are less likely to become involved in violence
- Better Education
- Racially mixed neighborhoods
- Helps families stay-off welfare
Only 1 in every 3 eligible families get assiatnce due to funding
In Atlanta the number of working families are paying more than half their income for housing and more than likely their is one wage earner in the household.
The cost of land and zoning are rising which tend to discourage afforable housing.
American Recovery and Reinvestment Act 2010- President Obama has just signed this executive order which will give a $1 billion increase for the funding for the Community Development Block Grant. The act also expands the educational opportunity for low-income students by giving $13 billion in to disadvantaged schools. The act provides 3.95 billion to incerase workforce to keep workers trained and employ youth during the summer.
Atlanta Housing Issues:
What Do I Think?
I believe that president Obamas urban agenda is a great idea. He is not only addressing the issue about housing but he is including education, work , energy ( utilities) and transportation. All of these are factors leading to poverty that needs to be addressed and I thinkl his plan will definetly work if the government do what they are supposed to. This should increase economic growth and help those who are willing to help themselves get out of poverty.
By atlanta rebuilding their communites yes it is a great idea because those living in poverty has a better lifestyle but does this actually change the community? I think the crime rates will still be the same and people will still be living in poverty just in a better neighborhood.
1 comment:
Looking at Obamas urban agenda there are three parts that have flaws that need to be considered first. Infrastructure - the first step in the Urban agenda allocates government money going to rebuilding roads, bridges and sewers. Now as commonly known most construction worker are illegal immigrants to to begin with. This affect along with government assistance programs will not only take more money out of our economy but decrease our employment rate as well. The other two seem to be on common ground with building up America by providing wiser spending habits after a 2 billion dollar a day war fiasco.
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